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Rates

Below are today’s rates for mortgages, Term Deposits/GIC’s, and registered accounts. Do you want to secure one of the below rates? Call us at 250-495-6522, book an appointment online, or visit us at 8312 Main Street, Osoyoos.

US Exchange Rate

Promotional Rates

Mortgage

3.99%

5 Year Fixed Closed, CMHC-Insured.

Mortgage

4.29%*

*5 Year Fixed Closed. Final rate determined by application details and financial relationship with OCU.

Term Deposit

2.90%*

*One-year non-redeemable, interest compounded annually. Posted rate 2.80%.

Posted Rates

Prime Rate (4.95%)

Mortgage Rates

Mortgage Rates

Learn more about OCU Mortgages.

Term Deposits - Non-Redeemable

Term Deposits – Non-Redeemable

*Special conditions and relationship pricing may apply. Rates not guaranteed until finalized with an Financial Services Officer. Contact us to learn more.

Term Deposits - Redeemable

Term Deposits – Redeemable

* Cashable after 30 days

** Cashable on birthday of primary account holder and one year anniversary of initial deposit date

Term Deposits - Escalator

Redeemable

(eligible for registered products)

*Cashable on the anniversary of initial deposit date.
**Cashable on the 1 year and 3 year anniversary of the initial deposit date.

Registered Product Rates

Registered Product Rates

Savings Accounts

Savings Accounts

Chequing Deposit Rates

Chequing Deposit Rates

* Interest calculated on closing daily balance and paid monthly

Interest rates are provided for information purposes only and are subject to change without notice. For more information about OCU’s interest rates, please call 250-495-6522 or email .