Enjoy the convenience of 24 hour banking at Osoyoos Credit Union. These machines provide access to your funds on deposit and allow members to conduct a variety of other transactions. The credit union is also connected to a number of networks including Interac, The Exchange, ACCULINK®, Maestro and Cirrus, providing worldwide ATM access. In order to use these machines, all that is required is a MEMBER CARD® debit card and a Personal Identity Number (PIN).
Have your pay cheques, pension benefits, and tax refunds etc., deposited directly to your accounts through electronic funds transfer. This means that you won’t have to worry about mail delays. Plus, your money begins earning interest immediately and the funds can be accessed by automatic teller machines. Get your money into your account faster with this practical option.
Keep up with computer technology and do your banking in the comfort of your own home, office or wherever your computer is located, at your leisure. Browse through our website, get the balance of your accounts at a glance, manage your bills (add, delete or pay a wide variety of bills, such as credit cards, taxes, etc. You can even pay school tuition online.) Transfer funds between accounts and print your own statement at anytime of the month. All that is required is a Personal Access Code (PAC).
You can use your cell phone to do all kinds of things these days—from listening to music, to checking your e-mail, to text messaging with friends. Now with MemberDirect® Mobile, you can add personal banking to the list. MemberDirect® Mobile Services gives you the ability to view account balances and transactions over a mobile phone simply by sending keyword commands through Short Message Service (SMS) text messaging.
This program allows merchants to provide a convenience to their customers by accepting payment for goods and services by credit card and Interac direct payment through the use of an electronic terminal. These terminals provide fast approvals for the merchants. Our business members will gain the convenience of having these credits automatically deposited to their business accounts. Inquire about our Business MasterCard® and Business MEMBER CARD debit card.
A card authorization and deposit service for merchants who don’t wish to use an electronic terminal. This service offers an efficient authorization and deposit system all through the convenience of your telephone.
The simple way to send Canadian Funds directly to another person using your online or mobile banking through MemberDirect online services.
Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another. All you need is access to online or mobile banking through MemberDirect® online services, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada – without sharing any personal or financial information. It’s a great alternative to cheques and cash.
eStatements are an electronic version of your printed statement, available on MemberDirect® Online Services. eStatements are stored in a PDF format which requires Adobe Acrobat to view.
Osoyoos Credit Union offers you a variety of MasterCard® credit card products as well as the MEMBER CARD® debit card. Apply for the card of your choice and enjoy a whole new world of convenience. Osoyoos Credit Union has a variety of MasterCard® choices, giving you the ability to select the features and benefits that will suit your needs. Enjoy the security of common carrier insurance as well as purchase protection and extended warranty on most items purchased with your MasterCard®. Travel worry-free with road side assistance, travel accident insurance, trip cancellation insurance and many other benefits. Choice Rewards including travel points is one of the many features you may enjoy within our suite of MasterCard® products. Contact our office for more details.
MEMBER CARD – This dual purpose card provides easy 24 hour access to your chequing and savings accounts through automated teller machines bearing the Exchange, ACCULINK®, Maestro, Interac and Cirrus symbols. It also enables you to pay for purchases at merchant locations around the world by instantly debiting your account via the Interac and Maestro Direct Payment Systems. Advantages include elimination of the need to carry cash, cheques or a lot of identification, and each transaction will appear on your monthly statement.
At Osoyoos Credit Union, we strive to provide members with all the little extras that make up a one-stop financial centre. Some of the other services provided are: