A tiered interest-bearing chequing account with nominal per item fees on your transactions!
A tiered interest-bearing package account with unlimited basic transactions for a low monthly fee!
If you are a frequent traveler to the United States, or conduct business or receive money from the US, this chequing account is the one for you! This account eliminates the need to continually convert your money to and from Canadian dollars.
A non-registered savings account paying a very competitive interest rate; the entire balance earns the current rate of interest being paid to the account.
The daily interest savings account with no minimum balance and minimal service charges.
The savings account where deposits and withdrawals are time sensitive, encouraging members to save. Interest accrued on the minimum monthly balance and paid to the account quarterly
This account is specifically designed to meet the needs of our youth while establishing themselves on a limited budget. The account features the following:
A Registered Education Saving Plan is a government approved plan for the purpose of providing postsecondary education funding for a beneficiary. Income earned within the plan is not taxed until it is withdrawn. For more information please contact our knowledgeable staff.
Designed specifically to assist in covering the cost of attending a postsecondary institution. Funds can be used for living expenses, tuition and books. The student and /or co-signer will be required to meet the normal lending criteria required by Osoyoos Credit Union. The line of credit will require monthly interest payments during the time the student is attending a postsecondary institution. The line of credit will bear an interest rate of Prime. Within twelve months of completion of studies, the line of credit will be converted into a term loan with regular monthly payments. The interest rate will be changed to prime plus 1%, with monthly payments amortized over a maximum term of 15 years. These loans will be reviewed annually and payments are to be adjusted annually as required to ensure payment in full of the loan within the original amortized term.
Our “Golden” Account is a chequing or savings account designed for members 60 years of age or better. Enjoy the benefits the golden years bring at Osoyoos Credit Union.