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  Tuesday to Friday
9:30 am to 5:00 pm
Saturday
9:30 am to 2:30 pm

  Ph. 250.495.6522
Fax. 250.495.3363
Email. [email protected]

Rates

Please click on the sections below to see our rates – if you need more information, please contact us directly and a friendly staff member will assist you with your inquiry.

Mortgage Rates

Mortgage Rates
TermOpenClosed
6 months4.95%
1 year3.14%
2 year3.14%
3 year3.39%
4 year3.49%
5 year3.59%
Variableprime + 1%

Term Deposits (Canadian)

Term Deposits (Canadian)
TermRedeemableNon-Redeemable
1 year (open after 30 days)0.80%1.75%
2 year0.95%2.15%
3 year1.10%2.10%
4 year1.20%2.20%
5 year1.45%2.50%

Term Deposits (US)

Term Deposits (US)
1 year0.25%
2 year0.35%
3 year0.45%
4 year0.65%
5 year0.95%
18 month term0.30%*

* can be cashed on the primary’s birthday or upon the one year anniversary date of deposit

Special Term Deposits

Special Term Deposits
1 year0.85% *
18 month term1.90% **
3 Year Escalator2.55% ***
5 Year Escalator3.50% ****

* The 1 year Super Saver is redeemable after 90 days with interest paid in full to the date the term is cashed

** The 18 Month Term Deposit can be cashed on the primary’s birthday or upon the one year anniversary date of deposit

*** 3 Year Escalator is Cashable on the anniversary: Yr 1 – 1.25%, Yr 2 – 1.50%, Yr 3 – 2.55%

**** 5 Year Escalator is Cashable on the 1st & 3rd anniversaries:  Yr 1 – 1.40%, Yr 2 – 1.60%, Yr 3 – 1.75, Yr 4 – 2.10%, Yr 5 – 3.50%

Members Choice

Members Choice
3 year1.00%
4 year1.20%
5 year1.50%
18 months1.25*

Savings Plans

Savings Plans
Plan 240.05% Interest calculated daily paid monthly
Special Savings0.05% Interest calculated on minimum monthly balance paid quarterly
Accelerator0.75% Interest paid monthly on closing daily balance

Chequing Deposit Rates

Chequing Deposit Rates
$0.00 – $4,9990.00%
$5,000 – $9,9990.00%
$10,000 – $24,9990.00%
$25,000 – $59,9990.00%
$60,000 and over0.05%
Chequing USD0.00%*

* Interest calculated on closing daily balance and paid monthly

Registered Product Rates

Registered Product Rates
 RRSPRIFLIFTFSA
Variable0.05%0.05%0.05%0.50%
1 year1.75%1.75%1.75%1.75%
18 months1.90%1.90%1.90%1.90%
2 year2.15%2.15%2.15%2.15%
3 year2.10%2.10%2.10%2.10%
4 year2.20%2.20%2.20%2.20%
5 year2.50%2.50%2.50%2.50%