Below are today’s rates for mortgages, GIC’s, and registered accounts. Do you want to secure one of the below rates? Call us at 250-495-6522 or visit OCU at 8312 Main Street, Osoyoos.
5 Year Insured Closed
1 Year Non-Redeemable
*Limited time offer.
Prime Rate (7.20%)
Term | Open | Closed |
---|---|---|
6 or 12 Months | 8.99% | |
1 Year | 6.99% | |
2 Year | 6.79% | |
3 Year | 5.84% | |
4 Year | 5.59% | |
5 Year | 5.54% | |
5 Year Closed-Insured | 5.09% | |
Variable | prime + .50% |
Term | Interest Rate |
---|---|
1 Year | 4.50% |
18 Month | 4.00% |
2 Year | 4.00% |
3 Year | 3.75% |
4 Year | 3.50% |
5 Year | 3.50% |
Term | |
---|---|
12 Month Non-Redeemable Term | 5.00% |
* Cashable on the anniversary of initial deposit date
** Cashable on the 1 year and 3 year anniversary of the initial deposit date
Term | Interest Rate |
---|---|
12 Month Redeemable Term * | 3.00% (eligible for registered terms) |
18 Month Redeemable Term ** | 1.50% (eligible for registered terms) |
* Cashable after 30 days
** Cashable on birthday of primary account holder and one year anniversary of initial deposit date
Term | RRSP | RIF | LIF | TFSA |
---|---|---|---|---|
Variable | 0.50% | 0.50% | 0.50% | 0.50% |
1 year | 4.50% | 4.50% | 4.50% | 4.50% |
18 months | 4.00% | 4.00% | 4.00% | 4.00% |
2 year | 4.00% | 4.00% | 4.00% | 4.00% |
3 year | 3.75% | 3.75% | 3.75% | 3.75% |
4 year | 3.50% | 3.50% | 3.50% | 3.50% |
5 year | 3.50% | 3.50% | 3.50% | 3.50% |
Term | Interest Rate |
---|---|
Momentum | 0.50% Interest calculated daily paid monthly |
Accelerator | 0.90% Interest paid monthly on closing daily balance |
$0.00 – $4,999 | 0.00% |
---|---|
$5,000 – $9,999 | 0.00% |
$10,000 – $24,999 | 0.00% |
$25,000 – $59,999 | 0.00% |
$60,000 and over | 0.00% |
Chequing USD | 0.00%* |
* Interest calculated on closing daily balance and paid monthly
Rates are subject to change without notice. For more information about OCU’s interest rates, please call 250-495-6522 or email contact@ocubc.com.