Business Accounts
OCU is a community-based, member-owned and governed organization and as such we proudly support the growing business community in Osoyoos and surrounding areas.
In keeping with the growth of the community and its financial and service needs, OCU is constantly changing and improving. We can support businesses of any size with personalized service, affordable fees and a full range of financial services:
- Business Accounts
- Credit Cards & Lines of Credit
- Commercial Loans & Leasing
- Access to financial support, ongoing advice, and creative lending products
Essential Business
This business account offers you an easy way to manage your business ventures with convenient access to funds with a low monthly administration fee. Whether a sole owner or limited company this account is for you.
Previously Business Chequing.
- $7.50 Monthly account fee
- Free unlimited Interac E-transfers (Send, receive, request money and autodeposit).
- Per item fee structure
- Free cheque images
- Free online detailed monthly statement
- Available in Canadian or US funds
- No deposit fees
CORE BUSINESS® Package Account
This account is specifically set up for anyone operating a business and features convenient access to funds and competitive service charges. Whether you are a sole owner or a limited company, this account is for you.
Previously Strictly Business.
- $42 monthly fee
- Free unlimited day-today transactions: deposits, withdrawals, transfers, bill payments, direct payments (point of sale)
- Free unlimited Interac E-transfers. (Send, receive, request money and autodeposit)
- Free online detailed monthly statement
- Free cheque images
- Business cheques, laser computer form available
- Revolving line of credit available on approved credit (OAC)
- $5 off for Core e-Business account (no in-branch transactions)
Momentum Business Account
A daily interest business account with no minimum balance and minimal service charges. Previously Plan 24 Business.
- No monthly fee
- Interest is calculated on closing daily balance and paid to the account monthly
- No chequing privileges
- Free unlimited Interac E-transfers. (Send, receive, request money and autodeposit)
- Free annual electronic statement via online banking
- Automatic debits, credits, and Interac transactions allowed at a minimal charge.
- MemberDirect® bill payments at a minimal charge.
- Free unlimited ATM deposit and withdrawals at OCU branches and 4000+ other Exchange ATM’s
- Minimal charge ATM for access at non credit union ATMs
- No minimum balance
Commercial Loans & Leasing
Loans are available for a variety of business ventures. Come in and let one of our specialists tailor a package to fit your needs.
Credit Cards
Keep costs down while streamlining expenses and maximizing rewards. Collabria business cards come with convenient and easy to use tools to help make budgeting easier.
- Visa Infinite Business* Card
- Visa* Low Rate Business Car
- Visa* No Fee Cash Back Business Card
Terms & Conditions
Business Memberships
Direct Services – Small Business
Member Cards
