November is Financial Literacy Month! Right now is an excellent time to get educated about your finances before the new year. We're sharing tips on how to budget effectively, how to protect your information online and how to use online banking effectively. Online Banking and Keeping Your Information Safe Internet scams, fraud and theft are…
For over 75 years, OCU has been a community-based, member-owned and governed organization that has proudly supported the community and various community events through direct participation and donations. In keeping up with the growth of the community and its financial and service needs, OCU is constantly changing and improving. Not only have we continued to…
The Financial Consumer Agency of Canada (FCAC) recently released the federal government's 5-year plan to improve financial literacy for Canadians. The plan includes creating financial literacy and wellness for all ages, as well as, support for increased digital access and literacy. Teaching your youth about financial literacy is essential to help prepare them for long-term…
Whether you run your own business out of your home or work out of an office, small business banking provides a tailored online banking solution for business owners with less than 20 employees. It is designed to move business owners beyond retail banking to manage their business and personal finances with minimal administration and unnecessary…
A savings account is a great place to keep cash that you don’t plan to spend immediately. These accounts keep your money safe and accessible while paying you interest, but there are several different types of savings accounts to choose from. Each option has different features, so it’s important to understand what's available. Osoyoos Credit…
You work hard for your money. And chances are, you have a plan for every dollar. Whether you’re paying bills, saving for an exciting trip or helping a child make their way through college, your money is meant for things that matter to you. Unfortunately, fraudsters are real, and they target everyday people and businesses…
You work hard for your money and you deserve a partner that works hard for you to help you reach your financial goals, right? At a community credit union like OCU, joining means you can be a part of something bigger, not just something big. While we may offer the same services as other financial…
Whether you’re purchasing your first home or your fifth, one of the best ways to increase your equity is by purchasing a home that needs some TLC. Updating and renovating a home can increase your home’s value far beyond your mortgage. However, many prospective home buyers have a hard time budgeting for a house and…
At Osoyoos Credit Union we are a community-based, member-owned and governed organization. Our members benefit from a wide selection of financial services, competitive products, professional personal service, business finance options and a community focus. Our financial services are designed with our members’ needs and wants in mind, making us the ideal place for all your…
Osoyoos Credit Union has been providing loans and mortgages to its members for over sixty years. If you’re a first time home buyer, your mortgage is coming up for renewal or you’re applying for new loans and mortgages, a financial advisor at Osoyoos Credit Union can assist you in finding the best rate on your…