Your home is where our heart is

Your home is more than just a mortgage. Osoyoos Credit Union has been providing a variety of mortgage plans to its members for seventy-five years. These include open and closed mortgages, variable or fixed rates, with a variety of terms and amortizations.

Find the right mortgage for you

With local knowledge and local decision making, our advisors will work with you to find the right mortgage to suit your needs.

Buying Your First Home

Purchasing a house may be one of the biggest investments you make in your lifetime. Our goal is to make the process easier.

Buying Your Next Home

We value service over profits, which means working with you closely to help you secure your best rate.

Renewing or Refinancing

All things change with time. Explore your options and find the mortgage that fits your needs today.

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Mortgage Rates

Mortgage Calculator

Mortgage Features

Flexible Schedule

Choose a payment schedule that works for you and your budget. Choose either weekly, bi-weekly, semi-monthly or monthly payments.

Flexible Options

Choose between fixed or variable mortgage rates and between open or closed mortgage terms.

Mortgage Protection

Choose coverage options to ensure your mortgage payments will be made in the event of a job loss, illness or death.

Our Featured Rates


5 Year Closed/Insured


5 Year Closed

* Rates are subject to change without notice and are available on approved credit. Terms and conditions may apply.