Unlock Preferred Rate with OCU Mortgage Bundle Offer

Introducing our exclusive Preferred Mortgage Rate Program, designed to reward our dedicated members. The more services and products you hold with us, the lower your mortgage rate. By holding at least three products, you gain access to a special low mortgage rate for new mortgages. This program recognizes and appreciates your deep relationship with OCU. The more you bank with us, the more you save!

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The following rates are for 5-year fixed, uninsured closed mortgages. This is a limited time offer that expires on July 3, 2024. Terms and Conditions Apply.


Our lowest rate for a 5-Year Fixed Closed mortgage, this rate is available to members who hold three of the five OCU products and services listed below.


This rate for a 5-Year Fixed Closed mortgage is available to members who hold two of the five products and services listed below.


This rate is available to members who have at least one of the products or services with us below.

Who is Eligible?

This offer is for new mortgages. To qualify, members need to hold at least one of the following products or services with OCU:

✓ Payroll direct deposit with OCU

✓ Mortgage insurance with OCU

✓ Collabria OCU Credit Card

✓ Investments with OCU

Struggling to meet the above qualifications? A successful referral will also give you one qualification item toward the promotional rate.


Lower Monthly Payments

Enjoy significant savings with our lowest mortgage rates for new loans.

Exclusive Member Perks

As a valued member, you’ll receive personalized service and exclusive benefits.

Financial Well-being

We’re committed to your financial health, and this offer is designed to support your journey.

OCU Mortgages

Osoyoos Credit Union has been providing a variety of mortgage plans to its members for seventy-five years. These include traditional mortgages, recreational property mortgages, acreage mortgages, and more. 

Learn about OCU Mortgages
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Terms and Conditions

1 Available on OCU CreditMaster mortgages only with pre-authorized mortgage payments set up from an eligible OCU bank account plus member must have or open at least one other eligible OCU product or service. Not eligible for mortgage renewals or restructures. Additional conditions and exclusions apply. Contact an OCU Financial Services Officer to learn more. This Program may be changed, withdrawn, suspended, or extended at any time without notice.
2 All mortgages are subject to meeting OCU’s standard credit criteria, residential mortgage standards and maximum permitted loan amounts.