International Transfers

International Transfers


International Transfers is a low-cost foreign exchange solution for credit unions that enables members to transfer money internationally through online banking, 24/7.

With expert omni-channel support, members no longer need to wait in line to make international transfers. International Transfers is protected by AES 256-bit encryption, integrated automated identity verification and anti-money laundering procedures, so you can be sure your members’ money travels with advanced security.


International Transfers is integrated within OCU’s trusted online banking platform where members can make transfers across the globe.


Online transfers anytime, anywhere
Online transfers never close—you can make transfers 24/7.

Advanced security
Your money travels with 256-bit encryption through a FINTRAC regulated entity.

Guaranteed transfer amount
What is sent is what’s received. No deductions ever.

Live pricing
Access the latest rates.


How do I make an international transfer?
Make a transfer in three simple steps:

  1. Compete your one-time registration through online banking to get started
  2. Add your recipient so we know where to send money to
  3. Book your international transfer


What is the maximum and minimum transfer amount?
The maximum is 75,000.00 and the minimum is $10.00

How do I keep track of my transfer?
Your transfer will appear in your transaction history in online banking in real-time, plus, you’ll receive an email notification when the transfer has left your account and when it arrives at the recipient’s account.

When can I make international transfers?
Anytime, anywhere.

How long does the transfer take?
Quick next-day delivery in North America and up to two business days everywhere else.

How safe is my transfer?
Your transfer is protected with AES 256-bit encryption, automated identity verification, anti-money laundering procedures, automated online checks, advanced anti-fraud safeguards and insurance coverage – all through a FINTRAC-regulated entity.

What are the exchange rates?
With live pricing, you get the real exchange rate—every time.

What are the fees?
Fees are $2.50 for transfers that are less than $500.00. Additional account fees may apply depending on specific products. Please contact us for specific fees related to your account.

How do I know how much the recipient will receive?
With our guaranteed transfer amount, what is sent is what is received— there are no deductions ever.