Helping students build a strong financial future

At Osoyoos Credit Union, we understand how important financial services are to students. We also understand how difficult it can be to manage your finances while attending a college or university. Whether you’re paying for your education with student loans, working long hours over the summer to save for the rest of the year, or holding down a part-time job while attending classes, we’re here to help you find the financial solutions you need.

Student Visa

Whether you’re looking to build credit or simply need a card for convenience and security, the Visa Student Card is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.


OCU Bursary/Scholarship Application

Osoyoos Credit Union has a long standing history of helping aspiring youth of our local communities to further their education by providing Bursary and Scholarships.

To apply please see the eligibility and evaluation requirements below.

RESP (Registered Education Savings Plan)

A Registered Education Saving Plan is a government approved plan for the purpose of providing post-secondary education funding for a beneficiary. Income earned within the plan is not taxed until it is withdrawn. For more information please contact our knowledgeable staff.

Student Services – Educational Line of Credit

Designed specifically to assist in covering the cost of attending a postsecondary institution. Funds can be used for living expenses, tuition and books. The student and /or co-signer will be required to meet the normal lending criteria required by Osoyoos Credit Union. The line of credit will require monthly interest payments during the time the student is attending a postsecondary institution. The line of credit will bear an interest rate of Prime. Within twelve months of completion of studies, the line of credit will be converted into a term loan with regular monthly payments. The interest rate will be changed to prime plus 1%, with monthly payments amortized over a maximum term of 15 years. These loans will be reviewed annually and payments are to be adjusted annually as required to ensure payment in full of the loan within the original amortized term.