When it comes to managing your finances, budgeting is one of the best ways to break down how much money you have coming in and how much money you have going out. There are numerous different budgeting methods out there, and it can become overwhelming to try to decide which one works best for you.…
When receiving a large sum of money such as an inheritance, knowing how to manage that money can sometimes become overwhelming. It’s important to remember that there are lots of other people who have gone through the exact same process, and the great news is that there are lots of great resources available that can…
When it comes to the overall health of your finances, credit plays a huge role in your ability to secure a loan, buy a home, and even get approved for a cell phone. Credit takes your financial habits into account, meaning that if you have been haphazard with spending, or have been unsuccessful in applying…
Saving for your retirement isn’t often something that people think about when they are just starting out as an adult. It might seem like you just started working, but the reality is that retirement is no longer a hazy concept far off in the future. Thinking about saving for retirement can seem like a daunting…
Commercial properties and business ownership often go hand-in-hand. Chances are, if you are a limited or incorporated business, you’ll likely require financial assistance in order to purchase commercial property. This means that you will likely have to get a commercial mortgage and it’s important to understand exactly what a commercial mortgage entails so you can…
It comes as no surprise that Osoyoos is a great place to visit all year round but getting outdoors in the wintertime provides residents and visitors alike with lots of fun activities to help beat the chill of the colder months. Whether you are looking to get outside and spend some time in nature, or…
The Financial Consumer Agency of Canada (FCAC) recently released the federal government's 5-year plan to improve financial literacy for Canadians. The plan includes creating financial literacy and wellness for all ages, as well as, support for increased digital access and literacy. Teaching your youth about financial literacy is essential to help prepare them for long-term…
Whether you run your own business out of your home or work out of an office, small business banking provides a tailored online banking solution for business owners with less than 20 employees. It is designed to move business owners beyond retail banking to manage their business and personal finances with minimal administration and unnecessary…
Fall in Osoyoos is stunning when the leaves change colour and the crisp air sets in. The weather isn’t too hot or too cold, and flannel is the preferred choice for outerwear. As October begins, take advantage of the fantastic colours and fall feels by checking out some of Osoyoos’s autumn activities. Live Music Sundays…
Truth be told, conventional financial institutions like banks can't match every financial need for everyone. This is where credit unions come in. A credit union provides a wide range of services you would also find in a bank, and then some, including helpful financial advice. Osoyoos Credit Union (OCU) is a reliable and locally-owned and…
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