Truth be told, conventional financial institutions like banks can't match every financial need for everyone. This is where credit unions come in. A credit union provides a wide range of services you would also find in a bank, and then some, including helpful financial advice. Osoyoos Credit Union (OCU) is a reliable and locally-owned and…
Thank you to all the first responders & volunteers who have worked and are currently working to support our communities. OCU will match member donations to the BC/Yukon Red Cross to help with wildfire relief (up to $5k). Right now donations are also being matched by the BC government until Dec 31. Please email or…
Do you own a small business? Are you looking to open a small shop or store? Generally, a limited or incorporated company requires a bit of money in order to put an open sign up. The best way to get the funds needed is to talk to a financial advisor about a commercial mortgage. A…
Applying for a mortgage and buying a new home is exciting and scary all at the same time! There are many angles to a mortgage, some of which have penalties if addressed, and others might be opportunities. Some penalties might include not keeping in mind your credit score, whereas entirely using your first-time homebuyers could…
While there are a lot of big purchases you’ll make in your life, it’s highly likely that buying a home will be the biggest one. It’s also just as likely that you can’t just pay it all off in one go, so naturally, you’ll need to borrow money through a mortgage. All mortgages have interest…
With the current restrictions in place, traveling is nearly impossible. Well, that is if you are trying to go to Mexico. The pandemic has inspired many to consider staycations instead of vacations. So, how does one vacation in their own backyard without blowing their budget? Enjoy a staycation in Osoyoos while saving some money for…
Today our member spotlight features Nikki and Jordan Campbell, who currently reside in Oliver. As a child, Nikki and her family used to vacation in and around the Osoyoos area. The couple has been living here for the past 12 years. Nikki’s parents often came to visit and decided to invest in a property. Initially,…
We are proud to be part of such a great town and excited to be celebrating Osoyoos's 75th birthday alongside the city's 75th anniversary itself! From our humble beginning as our small credit union to our expansion at Rock Creek, we are happy to be continuing the adventure alongside Osoyoos and its fantastic community. With…
Planning out your financial future is sort of like being a parent over your own money. And as parents say, there is no manual for being the perfect mom or dad. There are just things that work and others that don't. Here are some tips to consider when planning the financial future that may work…
We understand how important it is to be transparent right now which is why we wanted to give you an important update about our operations and recent exposure. One of our staff (who doesn’t interact with the public in branch) tested positive for COVID-19. They are now self-isolating at home and will be doing so…
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